For individuals who are not quite ready for the Live The Dream course due to credit problems, bankruptcies, or excessive debt, HOPE offers individual one-on-one credit counseling.  A HOPE housing counselor will help guide these clients as they establish budgets and debt payment plans, repair bad credit, and work toward mortgage qualification.  The goal of credit counseling is to get the client prepared to take the class and eventually obtain a home. Please contact us at (812) 423-3169 to schedule an appointment with a counselor to discuss your desire to buy a home and to inquire further into our counseling program. Our application forms can be found here.